Our Privacy & Policy
Last Updated 10 June, 2024
At MyCrediBro, we value your trust & respect your privacy. This Privacy Policy provides you with details about the manner in which your data is collected, stored & used by us. You are advised to read this Privacy Policy carefully. By downloading and using the MyCrediBro application/ website/ WAP site you expressly give us consent to use & disclose your personal information in accordance with this Privacy Policy.
Purpose
This Notice sets out the way in which we process your information when you use our website or other digital platforms in accordance with the “The Information Technology Act, 2000 (also known as ITA-2000, or the IT Act)”.
Applicability
This Notice applies to individuals visiting our Website. The Notice applies only to the information we collect through our website, in email, text, and other electronic communication received through or in connection with our Website.
Information we may process (“Personal Data”)
We may collect your personal data including your email id, demographic information including country, postcode, first name/last name, job title, mobile number, social media profile, preferences, and interests. We may also capture additional personal data in the form of various usage and user metrics when you use our website including cookies, IP addresses, device and software identifiers, referring and exit URLs, onsite behavior and usage information, feature use metrics and statistics, usage history, MAC Address, mobile unique device ID and other similar information. Some of this data is captured directly from you, for example, by way of web forms and web log servers; others may be captured indirectly from third parties.
Cookies
Cookies are alphanumeric identifiers with a small amount of data that are commonly used as a unique anonymous identifier. These are sent to your browser from the website that you visit and are stored on your computer’s hard drive. Please note, a cookie in no way gives us access to your computer.
Our website uses these “cookies” to collect information and to improve our Service. You can accept the cookies to be placed on your browser by clicking on the “Allow Cookies” or “I Agree” button. You can find out more about which cookies we are using or switch them off in settings. You also have the option to change/control your cookies through your browser settings. For instructions, select browser:
Chrome
Firefox
Internet Explorer
Opera
Safari
Grounds for lawful processing of Personal DATA
We process your personal data primarily in connection with the marketing, sale, and promotion of services which we provide or which are procured using our services, and to improve those services.
We may process your personal data:
when processing cookies, with your explicit consent; or
when processing your data for communication, sales, marketing, registration, and subscription purposes, where necessary for our legitimate interests.
Use of Personal DATA
We use the information to establish and enhance our relationship with you for the following purposes:
Communication
To administer and provide services you request or have expressed interest in, to provide customer support, to process transactions, for newsletters, updates, promotions, feedback requests, and tailored communications.
Advertising
We may use your data for advertising and market research based on behavioral metrics, geolocation, demographic data, and captured marketing preferences. Certain third parties may help us tailor advertising to your interests.
Activity Tracking
We may track your activity on our platforms to personalize your experience. This may be used to build a profile for better service or marketing personalization (if consented).
Optimization
To operate, improve and maintain our website and services, and to prevent fraud and abuse.
Information Sharing
We may share your data with third parties with whom we have contractual agreements. For example, we may provide sharing links or integrate with services that allow content sharing.
We may also share data within our group of companies (subsidiaries, holding company, etc.) as needed and consistent with this policy.
By using our website or providing your personal data, you agree to such sharing in accordance with this Privacy Policy and applicable law.
MyCrediBro may also permit certain third-party companies to tailor advertising based on your website usage.
We cannot prevent the use (or misuse) of such personal data by others.
Security: How secure is your information with us?
We have implemented appropriate physical, electronic, procedural, and managerial measures to safeguard your data against unauthorized access, misuse, or loss.
Third-party service providers we work with are also required to apply strong data protection measures.
We use commercially acceptable methods to protect your information.
Changes to the Notice
This Notice is effective as of August 2022. We reserve the right to update this Notice at any time.
Substantial updates will be communicated either via email or through a prominent notice on the website.
Please check this Notice periodically. Continued use of the site after updates constitutes agreement to the revised Notice.
