1. Acceptance of Terms
By accessing or using the MyCrediBro website and services, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you should not use our services. These Terms constitute a legally binding agreement between you and Mycredibro Solutions India Pvt. Ltd.
2. About Our Services
MyCrediBro acts as an authorized financial services provider and intermediary that connects individuals and businesses with financial products (including loans, credit cards, and insurance) from various banks and Non-Banking Financial Companies (NBFCs).
We are not a bank, lender, or insurance company. We facilitate the application process and help you find the best-suited financial products. The final approval, terms, interest rates, and conditions of any financial product are solely determined by the respective bank or NBFC.
3. Eligibility
To use our services, you must:
- Be at least 18 years of age
- Be a resident of India
- Provide accurate and complete personal information
- Have the legal capacity to enter into a binding agreement
4. User Responsibilities
When using our services, you agree to:
- Provide truthful, accurate, and complete information in all applications and forms
- Not impersonate any person or entity
- Not use the website for any unlawful or fraudulent purpose
- Keep your login credentials (if any) confidential
- Notify us immediately of any unauthorized use of your account
- Not attempt to interfere with the proper functioning of the website
5. Application Process
When you submit an application through our website:
- Your information is collected and reviewed by our team
- A service specialist will contact you to understand your requirements
- Your application is forwarded to the appropriate bank or NBFC
- You may receive official communication directly from the bank
- The bank makes the final decision on approval, terms, and disbursement
MyCrediBro does not guarantee the approval of any loan, credit card, or insurance application. Approval is subject to the bank's or NBFC's internal policies, eligibility criteria, and credit assessment.
6. Fees and Charges
MyCrediBro's consultation and matchmaking services are free of charge to customers. We earn a commission from the lending institutions for successful referrals.
Any processing fees, interest rates, annual fees, or other charges associated with the financial product are determined by the bank or NBFC and will be disclosed to you before finalization.
7. Promotional Offers
From time to time, MyCrediBro may offer promotional gifts or incentives (e.g., Free AirPods Pro on credit card approval). These offers are subject to:
- Successful approval of the financial product by the bank
- Specific terms and conditions mentioned with each offer
- Availability of promotional items (while stocks last)
- MyCrediBro's sole discretion to modify or discontinue any offer
8. Intellectual Property
All content on the MyCrediBro website, including text, graphics, logos, images, videos, and software, is the intellectual property of Mycredibro Solutions India Pvt. Ltd. and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our written consent.
9. Limitation of Liability
To the maximum extent permitted by law:
- MyCrediBro shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our services
- We are not responsible for any delays, errors, or failures in the loan/credit card approval process caused by the bank or NBFC
- We do not guarantee the accuracy of information provided by third-party institutions
- Our total liability shall not exceed the amount paid by you to us (if any) for our services
10. Indemnification
You agree to indemnify and hold harmless Mycredibro Solutions India Pvt. Ltd., its directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the website, violation of these Terms, or infringement of any third-party rights.
11. Third-Party Links
Our website may contain links to third-party websites, including bank portals and application pages. We are not responsible for the content, privacy policies, or practices of these external websites. Interaction with these websites is at your own risk.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts in Pune, Maharashtra.
13. Modifications
MyCrediBro reserves the right to modify these Terms at any time. Changes will be posted on this page with an updated date. Your continued use of our services after any changes constitutes acceptance of the modified Terms.
14. Termination
We reserve the right to suspend or terminate your access to our services at any time, without notice, if we believe you have violated these Terms or engaged in any fraudulent activity.
15. Contact
For any questions regarding these Terms, please contact us:
- Email: support@mycredibro.com
- Phone: +91 78878 02772
- Address: Mycredibro Solutions India Pvt. Ltd., Near SP Infocity, Phursungi, Pune, Maharashtra 412308
Last updated: February 11, 2026